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TAX PLANNING · RESEARCH & INSIGHT

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Contractor Cash-versus-Tax Stress Test

Compare a purchase, explicit financing payments and deferral against your cash reserve.

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Enter only redacted information. Unknown values stay unknown, and no tax advice is generated.

Import a plain-text fileFills the first text area. Review before running.

No SSNs, EINs or full returns

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How the working is prepared

01Context and inputs

Business sectorPlanning yearDecision windowOpening available cashMinimum operating cash reserveAsset purchase priceFinanced principalSubtracted from the initial purchase outflow, not added twice.Explicit monthly financing paymentUse a lender-supplied payment, including interest. No rate is guessed.Number of monthly payments in this yearMonthly cash inflows (12 comma-separated amounts)Monthly cash outflows (12 comma-separated amounts)Professionally supplied cash tax effectExpected tax cash-effect month (1–12)Delay tax receipt by (months)

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TAX PLANNING · RESEARCH & INSIGHT

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